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What does the Bible teach about Life Insurance


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The Bible Teaching about Life Insurance

What Christian thinks that God's will is that when we get sick, spend time in the hospital, or even die, that our family and Church should be burdened with begging or seeking to collect the thousands of dollars in funds required to pay for the medical bills or burial? And all because we consciously chose to neglect the perfectly legal and wise option to have insurance that was instituted just for that express purpose? Even our inheritance stored up and left to our children is a type of insurance. And there is not one thread of evidence in God's word that this is unbiblical. The What the Bible teaches about life insurance.

Proverbs 6:6-8

"Go to the ant, thou sluggard; consider her ways, and be wise: Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest. How long wilt thou sleep, O sluggard? when wilt thou arise out of thy sleep?

Consider the God breathed wisdom of the ant in contrast to the sluggard or snail. There is in fact virtue in working and putting our production away in preparation for the times when we need it and cannot produce it. That is the same principle of insurance.

Clearly, in God's economy, it is the foolish man that spends up all his wealth and does not prepare for the future, as contrasted with the wise who makes sure he has enough provisions. We are not to tempt the Lord God in embracing near-sighted or spendthrift decisions that will be at the expense of the family, thinking that God will miraculously make a way for us. This is in no wise, nor an example of having Godly trust. It is testing or tempting the Lord God. Preparing for a time of need is both honorable and Biblical. And we can see an example of this prudent stewardship, as it is recorded in the book of Genesis.

Proverb 21:20

"There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up."

Should a Christian get Life Insurance?

Is buying insurance Biblical? If it was unbiblical for one to provide a hedge against a time of coming need, it would be condemned in scripture as an unbiblical thing to do. And whether we look at it this way or not, this was the wisdom of man providing "insurance" against a coming time of need. And it was a wise and virtuous act, not a un-trusting or unbiblical act. The prudent planning and wise stewardship of Joseph saved both Egypt and the Children of Israel. For he was not only trusting, he was wise. We should understand that trusting in God does not excuse us from living as wise stewards. So that means that in times of plenty, after we have done our Godly duty, it is wise to modestly save or prepare for times when there will not be plenty. Indeed God illustrates in the book of Proverbs that in times of plenty, it is wise to prepare for an unknown future. A good example of this is in the Proverb of the slug and the Ant. There God is teaching us the wisdom of work and saving in time of surplus, to insure that in times
after the harvest we will not go hungry.

Genesis 41:29-36

"Behold, there come seven years of great plenty throughout all the land of Egypt: And there shall arise after them seven years of famine; and all the plenty shall be forgotten in the land of Egypt; and the famine shall consume the
land; And the plenty shall not be known in the land by reason of that famine following; for it shall be very grievous.
And for that the dream was doubled unto Pharaoh twice; it is because the thing is established by God, and God will shortly bring it to pass. Now therefore let Pharaoh look out a man discreet and wise, and set him over the land of Egypt. Let Pharaoh do this, and let him appoint officers over the land, and take up the fifth part of the land of Egypt in the seven plenteous years. And let them gather all the food of those good years that come, and lay up corn under the hand of Pharaoh, and let them keep food in the cities. And that food shall be for store to the land against the seven years of famine, which shall be in the land of Egypt; that the land perish not through the famine."


The Love of God and of neighbor is the summary of the law and prophets.

Mark 12:28-34
28 And one of the scribes came, and having heard them reasoning together, and perceiving that he had answered them well, asked him, Which is the first commandment of all?
29 And Jesus answered him, The first of all the commandments is, Hear, O Israel; The Lord our God is one Lord:
30 And thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind, and with all thy strength: this is the first commandment.
31 And the second is like, namely this, Thou shalt love thy neighbour as thyself. There is none other commandment greater than these.
32 And the scribe said unto him, Well, Master, thou hast said the truth: for there is one God; and there is none other but he:
33 And to love him with all the heart, and with all the understanding, and with all the soul, and with all the strength, and to love his neighbour as himself, is more than all whole burnt offerings and sacrifices.
34 And when Jesus saw that he answered discreetly, he said unto him, Thou art not far from the kingdom of God. And no man after that durst ask him any question.

The Christian and life Insurance bring you Weekly Bible verses:

Job 38:1-5
[The LORD Speaks] Then the LORD spoke to Job out of the storm. He said:

2 Who is this that obscures my plans 
    with words without knowledge? 
3 Brace yourself like a man;
    I will question you,
    and you shall answer me.

4 Where were you when I laid the earth’s foundation? 
    Tell me, if you understand. 
5 Who marked off its dimensions? Surely you know!
    Who stretched a measuring line across it?

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